Disaster Struck? Here’s What to Do Next - Before It’s Too Late
Get the step-by-step actions to take after a tornado, hurricane, flood, fire, or other disaster - so you protect your rights, speed up your claim, and recover faster.
Why You Need This Guide
In the middle of a disaster, it’s hard to think clearly but the first hours and days can determine how much your insurance pays. This guide from the Virginia State Corporation Commission Bureau of Insurance gives you:
How to report your claim the right way
Which repairs you can make immediately
How to document losses so nothing gets missed
What your insurer is (and isn’t) required to cover
How to avoid delays and lowball payouts
Who This is For
Homeowners & Renters
Know your rights and coverage limits.
Landlords
Document and protect property investments.
Anyone in Virginia
Tornadoes, hurricanes, and flooding happen statewide.
Who's This Perfect For
First-time homebuyers
Apartment movers and renters
Families upsizing or downsizing
Seniors relocating or consolidating
DIY movers and checklist lovers
Meet Your Local Expert
MEET THE AGENCY OWNER
Hi, I'm Tabetha Campbell Thompson!
Hi, I’m Tabetha Campbell Thompson—born and raised in Richmond, VA, Girl Scout leader, real estate investor, and your neighborhood Allstate agent since 2006. But what I really am… is someone who believes that insurance should never feel like just another transaction.
To me, it’s about connection. About slowing down and listening. About helping people understand their coverage, not just sign papers. Every policy we create is built through conversation, care, and a commitment to doing what’s right.
Whether you’re insuring your first car, buying a new home, or protecting the future for the ones you love, my team and I are here, not just as your agents, but as people who live and lead in this community right alongside you.
Don’t Wait Until the Next Storm
Get My Free Guide Now
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