Is Your Homeowners Policy Really Protecting You?
Understand your coverage, find hidden gaps, and protect your biggest investment.
Why This Guide Matters
Homeowners insurance is essential — but not all policies are equal. This free guide from the Virginia State Corporation Commission breaks down:
What’s typically covered in a standard policy
Common exclusions that surprise homeowners
How replacement cost differs from actual cash value
Steps to take before and after a loss
Tips for saving money without losing coverage
Who Should Download
New homeowners
Longtime homeowners who haven’t reviewed their policy in 3+ years
Anyone who’s upgraded or remodeled recently
Homeowners concerned about storms, flooding, or fire risk
Who's This Perfect For
First-time homebuyers
Apartment movers and renters
Families upsizing or downsizing
Seniors relocating or consolidating
DIY movers and checklist lovers
Meet Your Local Expert
MEET THE AGENCY OWNER
Hi, I'm Tabetha Campbell Thompson!
Hi, I’m Tabetha Campbell Thompson—born and raised in Richmond, VA, Girl Scout leader, real estate investor, and your neighborhood Allstate agent since 2006. But what I really am… is someone who believes that insurance should never feel like just another transaction.
To me, it’s about connection. About slowing down and listening. About helping people understand their coverage, not just sign papers. Every policy we create is built through conversation, care, and a commitment to doing what’s right.
Whether you’re insuring your first car, buying a new home, or protecting the future for the ones you love, my team and I are here, not just as your agents, but as people who live and lead in this community right alongside you.
Ready to Make Sure Your Home is Fully Protected?
Get My Free Guide Now
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