Renters — Your Landlord’s Insurance Doesn’t Protect You
Find out what’s covered, what’s not, and how to protect your belongings and liability in Virginia
Renters — Your Landlord’s Insurance Doesn’t Protect You
Find out what’s covered, what’s not, and how to protect your belongings and liability in Virginia
Why This Guide Matters
If you rent, your landlord’s policy only covers their building — not your furniture, electronics, clothes, or personal liability.
Inside this free guide, you’ll learn:
What personal property coverage really includes
Perils most policies protect against (fire, theft, water damage, more)
Common exclusions renters need to know
How to get liability protection if someone is hurt in your home
Why “replacement cost” beats “actual cash value”
Who Should Download
Apartment renters
Condo or townhouse tenants
Students living off-campus
Anyone without a current renter’s policy
Who's This Perfect For
First-time homebuyers
Apartment movers and renters
Families upsizing or downsizing
Seniors relocating or consolidating
DIY movers and checklist lovers
Meet Your Local Expert
MEET THE AGENCY OWNER
Hi, I'm Tabetha Campbell Thompson!
Hi, I’m Tabetha Campbell Thompson—born and raised in Richmond, VA, Girl Scout leader, real estate investor, and your neighborhood Allstate agent since 2006. But what I really am… is someone who believes that insurance should never feel like just another transaction.
To me, it’s about connection. About slowing down and listening. About helping people understand their coverage, not just sign papers. Every policy we create is built through conversation, care, and a commitment to doing what’s right.
Whether you’re insuring your first car, buying a new home, or protecting the future for the ones you love, my team and I are here, not just as your agents, but as people who live and lead in this community right alongside you.
Don’t Wait Until It’s Too Late
Get My Free Guide Now
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