ATV Insurance
Explore more, worry less.
From trails to backroads, get coverage that protects your ATV, your gear, and your peace of mind.
ATV Insurance
Explore more, worry less.
From trails to backroads, get coverage that protects your ATV, your gear, and your peace of mind.
QUICK QUOTES
Get a personalized ATV insurance quote now.
QUICK QUOTES
Get a personalized ATV insurance quote now.
What ATV Insurance Covers
What Motorcyle Insurance Covers
Liability Coverage
Helps cover medical bills and property damage costs if you’re responsible for an accident.
Collision Coverage
Covers repair or replacement costs if your ATV is damaged in a crash.
Comprehensive Coverage
Protects your ATV against theft, vandalism, fire, or weather-related incidents.
Uninsured / Underinsured Motoristiability Coverage
Helps if you’re in an accident caused by someone with little or no insurance.
FREE GUIDE
Understand Your Coverage & Drive with Confidence
Auto insurance isn’t just about complying with the law it’s about protecting your future. Our Auto Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, helps you:
Learn why and when you should buy auto insurance.
Understand required coverages like liability and uninsured motorist.
Explore optional protections such as collision, comprehensive, medical expense, and rental reimbursement.
Discover how accidents and violations affect your premiums.
Know your rights when filing claims or handling insurance complaints
What ATV Insurance Covers
Liability Coverage
Helps cover medical bills and property damage costs if you’re responsible for an accident.
Collision Coverage
Covers repair or replacement costs if your ATV is damaged in a crash.
Comprehensive Coverage
Protects your ATV against theft, vandalism, fire, or weather-related incidents.
Uninsured / Underinsured Motoristiability Coverage
Helps if you’re in an accident caused by someone with little or no insurance.
FREE GUIDE
Understand Your Coverage & Drive with Confidence
Auto insurance isn’t just about complying with the law it’s about protecting your future. Our Auto Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, helps you:
Learn why and when you should buy auto insurance.
Understand required coverages like liability and uninsured motorist.
Explore optional protections such as collision, comprehensive, medical expense, and rental reimbursement.
Discover how accidents and violations affect your premiums.
Know your rights when filing claims or handling insurance complaints
Frequently Asked Questions
Is ATV insurance required in Virginia?
Virginia does not require ATV insurance for off-road use, but liability coverage may be required if you ride on public land or roads. Carrying insurance is always recommended for financial protection.
Does liability insurance cover my ATV?
No. Liability covers costs for others if you cause an accident. To protect your ATV, you’ll need collision and comprehensive coverage.
Are custom parts and accessories covered?
Standard policies may not cover aftermarket parts or modifications. Adding accessory coverage ensures your gear and upgrades are protected.
Does comprehensive coverage protect against theft?
Yes. Comprehensive coverage can help if your ATV is stolen, vandalized, or damaged by fire or weather.
Can I insure multiple ATVs under one policy?
Yes. Multi-vehicle policies are available, and you may qualify for a discount by insuring more than one ATV.
What discounts are available for ATV insurance?
You may qualify for savings by bundling policies, taking ATV safety courses, or maintaining a safe riding record.
How often should I review my ATV insurance policy?
Review your coverage once a year or after major changes (new ATV, custom upgrades, moving). This ensures your protection matches your needs.
Protect Your Adventure
Your ATV is built for fun, but accidents and risks are real. With the right insurance from the Tabetha Campbell Thompson Agency, you can focus on the trail ahead, knowing you’re covered.
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