Landlord Insurance
Coverage designed for Virginia landlords.
We’ll help protect your property, your liability, and your rental income—so you can lease with confidence.
Landlord Insurance
Coverage designed for Virginia landlords.
We’ll help protect your property, your liability, and your rental income—so you can lease with confidence.
QUICK QUOTES
Get a personalized landlord insurance quote now.
QUICK QUOTES
Get a personalized landlord insurance quote now.
What Landlord Insurance Covers
What Condo Insurance Covers
Dwelling Protection
Covers the structure of your rental property, walls, roof, and foundation against covered risks like fire, wind, or hail.
Other Structures Coverage
Protects detached garages, sheds, fences, and other structures on your property.
Personal Property Coverage
Covers belongings inside your home, furniture, appliances, electronics, and more.
Applies even during theft or burglary, coverage includes the dwelling, other structures, and contents.
Liability Coverage
Helps cover legal fees and medical expenses if a tenant, guest, or visitor is injured on your rental property.
FREE GUIDE
Make Smart Choices About Protecting Your Home
Buying a home is one of the biggest investments you’ll ever make—don’t leave it unprotected. Our Homeowners Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, is designed to help you:
Understand the different types of homeowners policies.
Learn what coverages are included (property damage, liability, medical payments, living expenses).
Discover tips for getting the right amount of coverage at the best value.
Know your rights if you ever face a claim or coverage dispute.
What Landlord Insurance Covers
Dwelling Protection
Covers the structure of your rental property, walls, roof, and foundation against covered risks like fire, wind, or hail.
Other Structures Coverage
Protects detached garages, sheds, fences, and other structures on your property.
Personal Property Coverage
Covers belongings inside your home, furniture, appliances, electronics, and more.
Applies even during theft or burglary, coverage includes the dwelling, other structures, and contents.
Liability Coverage
Helps protect you financially if someone is injured on your property and you’re found responsible.
FREE GUIDE
Make Smart Choices About Protecting Your Home
Buying a home is one of the biggest investments you’ll ever make—don’t leave it unprotected. Our Homeowners Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, is designed to help you:
Understand the different types of homeowners policies.
Learn what coverages are included (property damage, liability, medical payments, living expenses).
Discover tips for getting the right amount of coverage at the best value.
Know your rights if you ever face a claim or coverage dispute.
Frequently Asked Questions
Why can’t I use a homeowners policy for my rental property?
Standard homeowners insurance usually excludes rental activity. Landlord insurance is designed specifically for rented homes, condos, or apartments.
Does landlord insurance cover my tenants’ belongings?
No. Tenants need their own renters insurance to protect their personal property.
What if my rental property is damaged by fire or a storm?
Dwelling coverage helps pay to repair or rebuild the structure. If it becomes uninhabitable, loss of rental income coverage may reimburse your lost rent.
Am I covered if someone gets hurt on my rental property?
Yes. Liability coverage helps with legal fees and medical bills if you’re found responsible for injuries.
Can I add coverage for vandalism or burglary?
Yes. Optional add-ons can help cover damages caused by vandalism or replace stolen landlord-owned property like appliances.
Does landlord insurance include flood coverage?
No. Flood insurance is a separate policy available through the National Flood Insurance Program (NFIP).
How often should I review my landlord policy?
Review your policy annually or after changes (like buying another rental property or making upgrades).
Protect Your Rental Investment
Your rental property is more than real estate it’s part of your financial future. With landlord insurance from the Tabetha Campbell Thompson Agency, you can lease with confidence knowing your property, income, and liability are covered.
Protect Your Rental Investment
Your rental property is more than real estate it’s part of your financial future. With landlord insurance from the Tabetha Campbell Thompson Agency, you can lease with confidence knowing your property, income, and liability are covered.
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