Condo Insurance
Coverage for Virginia condo owners.
We’ll help you protect your unit, your belongings, and your liability—so you can enjoy homeownership with confidence.
Condo Insurance
Coverage for Virginia condo owners.
We’ll help you protect your unit, your belongings, and your liability—so you can enjoy homeownership with confidence.
QUICK QUOTES
Get a personalized condo insurance quote now.
QUICK QUOTES
Get a personalized condo insurance quote now.
What Condo Insurance Covers
What Condo Insurance Covers
Building Property Protection
Covers interior features of your unit: walls, floors, ceilings, fixtures, cabinets, and more.
Personal Property Coverage
Protects belongings like furniture, appliances, clothing, and electronics.
Liability Coverage
Helps cover legal costs if you’re found responsible for someone’s injury or damage to their property.
Guest Medical Coverage
Pays for medical expenses if a guest is injured inside your condo, regardless of fault.
Additional Living Expenses
Helps pay for hotel stays, meals, or other costs if your condo becomes uninhabitable after a covered claim.
FREE GUIDE
Make Smart Choices About Protecting Your Home
Buying a home is one of the biggest investments you’ll ever make—don’t leave it unprotected. Our Homeowners Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, is designed to help you:
Understand the different types of homeowners policies.
Learn what coverages are included (property damage, liability, medical payments, living expenses).
Discover tips for getting the right amount of coverage at the best value.
Know your rights if you ever face a claim or coverage dispute.
What Condo Insurance Covers
Building Property Protection
Covers interior features of your unit: walls, floors, ceilings, fixtures, cabinets, and more.
Personal Property Coverage
Protects belongings like furniture, appliances, clothing, and electronics.
Liability Coverage
Helps cover legal costs if you’re found responsible for someone’s injury or damage to their property.
Guest Medical Coverage
Pays for medical expenses if a guest is injured inside your condo, regardless of fault.
Additional Living Expenses
Helps pay for hotel stays, meals, or other costs if your condo becomes uninhabitable after a covered claim.
FREE GUIDE
Make Smart Choices About Protecting Your Home
Buying a home is one of the biggest investments you’ll ever make—don’t leave it unprotected. Our Homeowners Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, is designed to help you:
Understand the different types of homeowners policies.
Learn what coverages are included (property damage, liability, medical payments, living expenses).
Discover tips for getting the right amount of coverage at the best value.
Know your rights if you ever face a claim or coverage dispute.
Frequently Asked Questions
Why do I need condo insurance if my association has a master policy?
The master policy usually only covers the building’s exterior and shared property. Your condo insurance protects your unit’s interior, your belongings, and liability.
Does condo insurance cover my belongings?
Yes. Personal property coverage helps protect your furniture, electronics, clothing, and more from covered risks like theft or fire.
What is building property protection?
It covers the interior of your condo—walls, ceilings, cabinets, and fixtures if they’re damaged by a covered event.
What happens if a guest is injured in my condo?
Guest medical coverage can help pay for their medical bills, regardless of who was at fault.
Will condo insurance cover me if I can’t live in my unit after a disaster?
Yes. Additional living expenses coverage helps pay for hotel stays, meals, or other costs while your condo is being repaired.
Can I add extra protection for valuable items?
Yes. Scheduled personal property coverage can help protect jewelry, art, or other high-value belongings.
Does condo insurance cover floods or earthquakes?
No. These require separate policies, which we can help you explore.
How often should I review my condo insurance policy?
Review annually or after significant changes, like renovations or new purchases, to ensure your coverage matches your needs.
Protect Your Condo with Tabetha Campbell Thompson Allstate Agency
Your condo is more than a unit, it’s your home. Protect it with coverage tailored to your lifestyle, so you’re always prepared for the unexpected.
Protect Your Condo with Tabetha Campbell Thompson Allstate Agency
Your condo is more than a unit, it’s your home. Protect it with coverage tailored to your lifestyle, so you’re always prepared for the unexpected.
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