Auto Insurance
Drive with confidence, every mile.
Protect yourself, your passengers, and your car with reliable coverage designed for Virginia drivers.
Auto Insurance
Drive with confidence, every mile.
Protect yourself, your passengers, and your car with reliable coverage designed for Virginia drivers.
QUICK QUOTES
Get a personalized auto insurance quote now.
QUICK QUOTES
Get a personalized auto insurance quote now.
What Auto Insurance Covers
What Auto Insurance Covers
Liability Coverage
Bodily Injury Liability: Helps cover medical expenses if you injure someone in an accident.
Property Damage Liability: Helps cover repair costs for damage you cause to someone else’s vehicle or property.
Collision Coverage
Helps repair or replace your vehicle after a collision with another car or object.
Comprehensive Coverage
Covers non-collision damage, such as theft, vandalism, fire, or weather-related damage.
Uninsured / Underinsured Motoristiability Coverage
Provides protection if you’re hit by a driver with little or no insurance.
FREE GUIDE
Understand Your Coverage & Drive with Confidence
Auto insurance isn’t just about complying with the law it’s about protecting your future. Our Auto Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, helps you:
Learn why and when you should buy auto insurance.
Understand required coverages like liability and uninsured motorist.
Explore optional protections such as collision, comprehensive, medical expense, and rental reimbursement.
Discover how accidents and violations affect your premiums.
Know your rights when filing claims or handling insurance complaints
What Home Insurance Covers
Liability Coverage
Bodily Injury Liability: Helps cover medical expenses if you injure someone in an accident.
Property Damage Liability: Helps cover repair costs for damage you cause to someone else’s vehicle or property.
Collision Coverage
Helps repair or replace your vehicle after a collision with another car or object.
Comprehensive Coverage
Covers non-collision damage, such as theft, vandalism, fire, or weather-related damage.
Uninsured / Underinsured Motoristiability Coverage
Provides protection if you’re hit by a driver with little or no insurance.
FREE GUIDE
Understand Your Coverage & Drive with Confidence
Auto insurance isn’t just about complying with the law it’s about protecting your future. Our Auto Insurance Consumer’s Guide, prepared by the Virginia Bureau of Insurance, helps you:
Learn why and when you should buy auto insurance.
Understand required coverages like liability and uninsured motorist.
Explore optional protections such as collision, comprehensive, medical expense, and rental reimbursement.
Discover how accidents and violations affect your premiums.
Know your rights when filing claims or handling insurance complaints
Frequently Asked Questions
What is “full coverage” insurance?
“Full coverage” generally combines liability, collision, and comprehensive coverage. Together, these help protect you, your vehicle, and others on the road.
What does liability insurance cover?
Liability coverage includes bodily injury (medical bills if you injure someone) and property damage (repair costs if you damage another person’s car or property).
Will my policy help if my car is stolen or vandalized?
Yes. Comprehensive coverage helps repair or replace your car if it’s stolen or damaged by theft, vandalism, fire, or weather events.
What is the declarations page (“dec page”)?
It’s the first page of your policy that summarizes your coverage types, limits, deductibles, and policy period.
How do I file a claim if I’m in an accident?
Contact our agency or Allstate Claims. Provide details, photos if possible, and our claims team will walk you through the process, from repairs to payments.
What affects my auto insurance premium?
Rates are influenced by your driving history, vehicle type, location, annual mileage, and the coverages and deductibles you select. Safe driving and bundling policies may lower costs.
How often should I review my auto insurance policy?
We recommend reviewing your policy once a year or after major life changes like buying a new car, moving, or adding a driver.
Protect What Moves You
Your car isn’t just a way to get around, it’s part of your daily life. Trust the Tabetha Campbell Thompson Agency to help you protect it with auto coverage designed around your needs. Drive with confidence knowing you’re in good hands.
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